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GUARANTY BANK & TRUST COMPANY 210 HAYDEN STREET
BELZONI, 39038

2008 Mortgage Research	Bolivar	Mississippi	US
Total Applications	51	536	546
Average Loan	$67.5k	$77.9k	$78.2k
Loan to Income Ratio	0.78	0.67	0.67
Subprime Loans	41.18%	34.33%	34.25%
Refinancing Loans	45.10%	44.59%	44.32%
Principal Dwellings	70.59%	58.96%	58.61%
Rejected Applications	17.65%	11.75%	11.54%

GUARANTY BANK & TRUST COMPANY 210 HAYDEN STREETBELZONI, 39038