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GUARANTY BANK & TRUST COMPANY 210 HAYDEN STREET
BELZONI, 39038

2008 Mortgage Research	Humphreys	Mississippi	US
Total Applications	80	536	546
Average Loan	$35.5k	$77.9k	$78.2k
Loan to Income Ratio	0.57	0.67	0.67
Subprime Loans	47.50%	34.33%	34.25%
Refinancing Loans	30%	44.59%	44.32%
Principal Dwellings	77.50%	58.96%	58.61%
Rejected Applications	18.75%	11.75%	11.54%

GUARANTY BANK & TRUST COMPANY 210 HAYDEN STREETBELZONI, 39038