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NORTH FORK BANK 265 BROADHOLLOW ROAD
MELVILLE, 11747

2006 Mortgage Research New York New York US
Total Applications 970 2,661 4,391
Average Loan $777.3k $580.6k $529.4k
Loan to Income Ratio 1.85 1.91 1.94
Subprime Loans 0.10% 0.04% 0.05%
Refinancing Loans 13.20% 31.57% 41.04%
Principal Dwellings 90.72% 79.14% 68.62%
Rejected Applications — 0.45% 0.30%