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STOCKMAN BANK OF MONTANA P.O. BOX 250
MILES CITY, 59301-0250

2008 Mortgage Research	Beaverhead	Montana	US
Total Applications	47	1,908	1,924
Average Loan	$133.8k	$163.5k	$163.8k
Loan to Income Ratio	1.42	1.69	1.68
Subprime Loans	10.64%	7.13%	7.07%
Refinancing Loans	38.30%	35.01%	35.08%
Principal Dwellings	91.49%	85.64%	85.65%
Rejected Applications	—	—	—

STOCKMAN BANK OF MONTANA P.O. BOX 250MILES CITY, 59301-0250