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BENEFIT BANK 8300 PHOENIX AVENUE
FORT SMITH, 72903

2008 Mortgage Research	Crawford	Arkansas	US
Total Applications	121	500	523
Average Loan	$130.9k	$117.9k	$116.7k
Loan to Income Ratio	2.10	1.64	1.63
Subprime Loans	2.48%	5.40%	5.54%
Refinancing Loans	11.57%	21.60%	22.18%
Principal Dwellings	93.39%	86.40%	86.42%
Rejected Applications	0.83%	3.20%	3.63%

BENEFIT BANK 8300 PHOENIX AVENUEFORT SMITH, 72903