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SECURITY STATE BANK 501 PHELPS AVENUE, P.O. BOX 470
LITTLEFIELD, 79339-0470

2008 Mortgage Research	Bailey	Texas	US
Total Applications	14	366	373
Average Loan	$72.4k	$93.8k	$96.0k
Loan to Income Ratio	1.47	1.33	1.34
Subprime Loans	14.29%	13.39%	13.94%
Refinancing Loans	14.29%	11.75%	12.60%
Principal Dwellings	85.71%	82.24%	81.77%
Rejected Applications	7.14%	0.82%	0.80%

SECURITY STATE BANK 501 PHELPS AVENUE, P.O. BOX 470LITTLEFIELD, 79339-0470