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AMERICAN STATE BANK 1401 AVENUE Q
LUBBOCK, 79401-3819

2008 Mortgage Research	Brown	Texas	US
Total Applications	47	1,933	2,463
Average Loan	$84.8k	$94.8k	$95.4k
Loan to Income Ratio	0.45	0.91	1.03
Subprime Loans	34.04%	13.30%	10.52%
Refinancing Loans	27.66%	21.62%	17.05%
Principal Dwellings	68.09%	83.50%	86.44%
Rejected Applications	—	—	—

AMERICAN STATE BANK 1401 AVENUE QLUBBOCK, 79401-3819