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ING BANK, FSB 1 SOUTH ORANGE STREET
WILMINGTON, 19801

2008 Mortgage Research	La Paz	Arizona	US
Total Applications	3	3,837	67,230
Average Loan	$816.7k	$550.6k	$487.4k
Loan to Income Ratio	3.16	2.15	2.21
Subprime Loans	—	—	0.01%
Refinancing Loans	66.67%	69.90%	60.90%
Principal Dwellings	33.33%	90.02%	94.73%
Rejected Applications	33.33%	33.72%	35.64%

ING BANK, FSB 1 SOUTH ORANGE STREETWILMINGTON, 19801