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ING BANK, FSB 1 SOUTH ORANGE STREET
WILMINGTON, 19801

2008 Mortgage Research Nantucket Massachusetts US
Total Applications 35 1,866 67,230
Average Loan $1011.4k $483.6k $487.4k
Loan to Income Ratio 2.51 2.11 2.21
Subprime Loans 0.01%
Refinancing Loans 80% 67.10% 60.90%
Principal Dwellings 60% 93.84% 94.73%
Rejected Applications 34.29% 35.80% 35.64%
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