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UNITED COMMUNITY BANK PO BOX 398
BLAIRSVILLE, 30514

2008 Mortgage Research	Banks	Georgia	US
Total Applications	71	5,568	7,738
Average Loan	$162.5k	$162.3k	$160.4k
Loan to Income Ratio	1.43	1.42	1.49
Subprime Loans	12.68%	21.84%	18.96%
Refinancing Loans	64.79%	64.85%	59.78%
Principal Dwellings	70.42%	64.46%	66.01%
Rejected Applications	—	—	—

UNITED COMMUNITY BANK PO BOX 398BLAIRSVILLE, 30514