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HERITAGE BANK 2009 BROWNS LANE
JONESBORO, 72401

2008 Mortgage Research	Craighead	Arkansas	US
Total Applications	186	288	297
Average Loan	$108.7k	$95.7k	$99.6k
Loan to Income Ratio	1.05	0.96	0.99
Subprime Loans	30.11%	33.68%	33.33%
Refinancing Loans	61.29%	51.04%	51.52%
Principal Dwellings	48.92%	54.86%	53.87%
Rejected Applications	1.08%	1.04%	1.01%

HERITAGE BANK 2009 BROWNS LANEJONESBORO, 72401