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AMERICAN BANK OF TEXAS, NA 418 N HIGHWAY 281
MARBLE FALLS, 78654

2008 Mortgage Research	Gillespie	Texas	US
Total Applications	32	281	282
Average Loan	$175.8k	$195.4k	$195.1k
Loan to Income Ratio	1.76	1.35	1.35
Subprime Loans	15.63%	13.88%	13.83%
Refinancing Loans	53.13%	42.35%	42.20%
Principal Dwellings	90.63%	69.40%	69.50%
Rejected Applications	9.38%	9.61%	9.57%

AMERICAN BANK OF TEXAS, NA 418 N HIGHWAY 281MARBLE FALLS, 78654