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FIRST BANK & TRUST EAST TEXAS 2510 WEST FRANK
LUFKIN, 75904

2008 Mortgage Research	Angelina	Texas	US
Total Applications	152	570	572
Average Loan	$76.9k	$83.1k	$83.2k
Loan to Income Ratio	0.84	0.63	0.63
Subprime Loans	29.61%	38.25%	38.11%
Refinancing Loans	18.42%	26.14%	26.22%
Principal Dwellings	84.21%	74.39%	74.30%
Rejected Applications	5.26%	6.32%	6.29%

FIRST BANK & TRUST EAST TEXAS 2510 WEST FRANKLUFKIN, 75904