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FIRST BANK & TRUST EAST TEXAS 2510 WEST FRANK
LUFKIN, 75904

2008 Mortgage Research	Jasper	Texas	US
Total Applications	58	570	572
Average Loan	$107.5k	$83.1k	$83.2k
Loan to Income Ratio	0.90	0.63	0.63
Subprime Loans	67.24%	38.25%	38.11%
Refinancing Loans	25.86%	26.14%	26.22%
Principal Dwellings	79.31%	74.39%	74.30%
Rejected Applications	3.45%	6.32%	6.29%

FIRST BANK & TRUST EAST TEXAS 2510 WEST FRANKLUFKIN, 75904