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VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD
ENDWELL, 13760

2008 Mortgage Research	Broome	New York	US
Total Applications	1,071	1,843	1,934
Average Loan	$85.4k	$103.7k	$102.6k
Loan to Income Ratio	1.01	1.10	1.10
Subprime Loans	1.21%	1.19%	1.19%
Refinancing Loans	40.71%	41.40%	41.42%
Principal Dwellings	98.23%	98.10%	98.09%
Rejected Applications	—	—	—

VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROADENDWELL, 13760