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VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD
ENDWELL, 13760

2008 Mortgage Research	Chenango	New York	US
Total Applications	50	1,843	1,934
Average Loan	$83.0k	$103.7k	$102.6k
Loan to Income Ratio	1.06	1.10	1.10
Subprime Loans	—	1.19%	1.19%
Refinancing Loans	48%	41.40%	41.42%
Principal Dwellings	96%	98.10%	98.09%
Rejected Applications	—	—	—

VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROADENDWELL, 13760