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EMPIRE BANK 1800 SOUTH GLENSTONE
SPRINGFIELD, 65804

2008 Mortgage Research	Douglas	Missouri	US
Total Applications	5	742	742
Average Loan	$97.4k	$125.6k	$125.6k
Loan to Income Ratio	1.52	1.34	1.34
Subprime Loans	—	10.38%	10.38%
Refinancing Loans	60%	57.95%	57.95%
Principal Dwellings	100%	69.14%	69.14%
Rejected Applications	—	11.46%	11.46%

EMPIRE BANK 1800 SOUTH GLENSTONESPRINGFIELD, 65804