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STATE BANK OF SOUTHERN UTAH PO BOX 340
CEDAR CITY, 84721-0340

2008 Mortgage Research	Piute	Utah	US
Total Applications	6	405	411
Average Loan	$88.3k	$191.2k	$191.4k
Loan to Income Ratio	1.18	1.77	1.78
Subprime Loans	50%	5.43%	5.35%
Refinancing Loans	66.67%	58.02%	58.15%
Principal Dwellings	83.33%	86.42%	86.62%
Rejected Applications	—	0.99%	0.97%

STATE BANK OF SOUTHERN UTAH PO BOX 340CEDAR CITY, 84721-0340