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HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD
PARAMUS, 07652

2008 Mortgage Research Essex New Jersey US
Total Applications 814 8,649 18,067
Average Loan $426.0k $420.4k $519.5k
Loan to Income Ratio 1.94 1.95 1.96
Subprime Loans 0.12% 0.18% 0.14%
Refinancing Loans 34.64% 37.94% 41.22%
Principal Dwellings 98.03% 94.31% 95.20%
Rejected Applications 14.13% 10.88% 7.27%
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