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HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD
PARAMUS, 07652

2008 Mortgage Research	Nassau	New York	US
Total Applications	632	3,421	18,067
Average Loan	$660.5k	$646.6k	$519.5k
Loan to Income Ratio	2.12	1.91	1.96
Subprime Loans	0.47%	0.26%	0.14%
Refinancing Loans	41.14%	41.45%	41.22%
Principal Dwellings	98.58%	93.34%	95.20%
Rejected Applications	5.22%	6.08%	7.27%

HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROADPARAMUS, 07652