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HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD
PARAMUS, 07652

2008 Mortgage Research	Rockland	New York	US
Total Applications	108	3,421	18,067
Average Loan	$528.3k	$646.6k	$519.5k
Loan to Income Ratio	2.03	1.91	1.96
Subprime Loans	—	0.26%	0.14%
Refinancing Loans	46.30%	41.45%	41.22%
Principal Dwellings	95.37%	93.34%	95.20%
Rejected Applications	9.26%	6.08%	7.27%

HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROADPARAMUS, 07652