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PATRIOTS BANK 131 E 4TH AVE PO BOX 327
GARNETT, 66032

2008 Mortgage Research	Anderson	Kansas	US
Total Applications	34	255	457
Average Loan	$80.4k	$139.5k	$139.2k
Loan to Income Ratio	1.22	1.90	2.03
Subprime Loans	44.12%	18.82%	11.38%
Refinancing Loans	47.06%	69.02%	78.77%
Principal Dwellings	82.35%	90.98%	94.09%
Rejected Applications	11.76%	15.69%	17.94%

PATRIOTS BANK 131 E 4TH AVE PO BOX 327GARNETT, 66032