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PEOPLE'S BANK 850 MAIN STREET, BC 6-431
BRIDGEPORT, 06604

2006 Mortgage Research Fairfield Connecticut US
Total Applications 2,966 6,603 6,854
Average Loan $393.7k $250.3k $262.7k
Loan to Income Ratio 2.08 1.80 1.82
Subprime Loans 0.84% 0.80% 0.77%
Refinancing Loans 39.55% 38.15% 37.90%
Principal Dwellings 98.21% 97.94% 97.65%
Rejected Applications 12.37% 14.87% 14.53%