COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, 91362-7366

2008 Mortgage Research	Kern	California	US
Total Applications	6,184	196,780	1,336,389
Average Loan	$192.5k	$299.4k	$208.7k
Loan to Income Ratio	2.23	2.52	2.27
Subprime Loans	2.60%	1.61%	2.62%
Refinancing Loans	35.33%	45.35%	57.68%
Principal Dwellings	89.78%	88.55%	91.16%
Rejected Applications	12.97%	17.37%	16.41%

COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148WESTLAKE VILLAGE, 91362-7366