COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, 91362-7366

2008 Mortgage Research	Sacramento	California	US
Total Applications	9,602	196,780	1,336,389
Average Loan	$214.0k	$299.4k	$208.7k
Loan to Income Ratio	2.30	2.52	2.27
Subprime Loans	1.92%	1.61%	2.62%
Refinancing Loans	31.37%	45.35%	57.68%
Principal Dwellings	86.40%	88.55%	91.16%
Rejected Applications	15.15%	17.37%	16.41%

COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148WESTLAKE VILLAGE, 91362-7366