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COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, 91362-7366

2008 Mortgage Research	Allegan	Michigan	US
Total Applications	363	29,980	1,336,389
Average Loan	$161.7k	$144.5k	$208.7k
Loan to Income Ratio	1.66	1.87	2.27
Subprime Loans	1.93%	4.27%	2.62%
Refinancing Loans	71.90%	59.95%	57.68%
Principal Dwellings	90.63%	90.95%	91.16%
Rejected Applications	20.39%	22.25%	16.41%

COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148WESTLAKE VILLAGE, 91362-7366