COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, 91362-7366

2008 Mortgage Research	Desoto	Mississippi	US
Total Applications	1,114	9,380	1,336,389
Average Loan	$152.1k	$137.6k	$208.7k
Loan to Income Ratio	2.32	1.83	2.27
Subprime Loans	4.40%	6.04%	2.62%
Refinancing Loans	45.24%	63.44%	57.68%
Principal Dwellings	96.77%	89.34%	91.16%
Rejected Applications	16.43%	16.51%	16.41%

COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148WESTLAKE VILLAGE, 91362-7366