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COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, 91362-7366

2008 Mortgage Research	Emery	Utah	US
Total Applications	30	26,488	1,336,389
Average Loan	$115.2k	$213.4k	$208.7k
Loan to Income Ratio	1.18	2.51	2.27
Subprime Loans	3.33%	1.56%	2.62%
Refinancing Loans	73.33%	64.66%	57.68%
Principal Dwellings	96.67%	92.27%	91.16%
Rejected Applications	13.33%	14.52%	16.41%

COUNTRYWIDE BANK, FSB 30930 RUSSELL RANCH RD MS WLRR-148WESTLAKE VILLAGE, 91362-7366