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CHITTENDEN TRUST COMPANY 2 BURLINGTON SQUARE
BURLINGTON, 05401-0000

2008 Mortgage Research Chittenden Vermont US
Total Applications 437 1,735 3,036
Average Loan $218.9k $185.7k $188.4k
Loan to Income Ratio 1.52 1.58 1.66
Subprime Loans 0.92% 2.02% 2.04%
Refinancing Loans 48.74% 48.53% 46.90%
Principal Dwellings 77.35% 80.63% 82.97%
Rejected Applications 4.12% 11.82% 10.87%
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