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BANK STAR ONE P O BOX 638
FULTON, 65251

2008 Mortgage Research	Callaway	Missouri	US
Total Applications	115	167	168
Average Loan	$104.7k	$124.7k	$124.7k
Loan to Income Ratio	1.57	1.38	1.38
Subprime Loans	19.13%	14.37%	14.29%
Refinancing Loans	41.74%	40.72%	40.48%
Principal Dwellings	76.52%	70.06%	69.64%
Rejected Applications	13.04%	12.57%	12.50%

BANK STAR ONE P O BOX 638FULTON, 65251