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WHIDBEY ISLAND BANK PO BOX 7001
OAK HARBOR, 98277

2006 Mortgage Research Island Washington US
Total Applications 269 672 674
Average Loan $226.2k $235.0k $234.9k
Loan to Income Ratio 2.04 2.00 2.00
Subprime Loans 6.32% 6.55% 6.53%
Refinancing Loans 61.34% 57.44% 57.57%
Principal Dwellings 86.99% 81.70% 81.45%
Rejected Applications — — —