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CITIZENS BANK OF MASSACHUSETTS 28 STATE STREET
BOSTON, 02109-2881

2006 Mortgage Research Massachusetts US
Total Applications 16,345 41,983
Average Loan $80.5k $66.2k
Loan to Income Ratio 0.77 0.77
Subprime Loans 0.03% 0.01%
Refinancing Loans 44.48% 41.98%
Principal Dwellings 95.42% 90.93%
Rejected Applications 30.52% 12.18%