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STATE BANK & TRUST 3100 13TH AVE S
FARGO, 58103

2006 Mortgage Research North Dakota US
Total Applications 1,018 1,864
Average Loan $99.3k $117.8k
Loan to Income Ratio 0.96 1.04
Subprime Loans 0.20% 0.70%
Refinancing Loans 25.64% 28.92%
Principal Dwellings 94.30% 91.04%
Rejected Applications 5.40% 5.10%