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INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE.
LAREDO, 78040

2008 Mortgage Research	Hidalgo	Texas	US
Total Applications	438	9,150	10,047
Average Loan	$128.0k	$56.2k	$56.7k
Loan to Income Ratio	1.28	0.41	0.43
Subprime Loans	10.05%	13.38%	14.18%
Refinancing Loans	29.91%	16.99%	18.20%
Principal Dwellings	76.94%	92.13%	91.94%
Rejected Applications	—	—	—

INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE.LAREDO, 78040