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INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE.
LAREDO, 78040

2008 Mortgage Research	Webb	Texas	US
Total Applications	302	9,150	10,047
Average Loan	$120.2k	$56.2k	$56.7k
Loan to Income Ratio	1.53	0.41	0.43
Subprime Loans	12.91%	13.38%	14.18%
Refinancing Loans	49.67%	16.99%	18.20%
Principal Dwellings	85.10%	92.13%	91.94%
Rejected Applications	—	—	—

INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE.LAREDO, 78040