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RIVER VALLEY BANK 327 N 17TH AVE, SUITE 200
WAUSAU, 54402-0777

2008 Mortgage Research	Lincoln	Wisconsin	US
Total Applications	123	704	1,151
Average Loan	$87.3k	$134.5k	$122.1k
Loan to Income Ratio	1.38	1.50	1.44
Subprime Loans	22.76%	15.48%	15.73%
Refinancing Loans	54.47%	57.24%	54.39%
Principal Dwellings	81.30%	78.69%	79.84%
Rejected Applications	—	—	—

RIVER VALLEY BANK 327 N 17TH AVE, SUITE 200WAUSAU, 54402-0777