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TIB BANK PO BOX 2808
KEY LARGO, 33037

2008 Mortgage Research	Monroe	Florida	US
Total Applications	116	377	379
Average Loan	$376.9k	$528.3k	$531.4k
Loan to Income Ratio	1.86	1.31	1.31
Subprime Loans	4.31%	2.39%	2.37%
Refinancing Loans	43.10%	31.57%	31.40%
Principal Dwellings	65.52%	60.21%	59.89%
Rejected Applications	12.93%	5.57%	5.54%

TIB BANK PO BOX 2808KEY LARGO, 33037