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MOUNTAIN WEST BANK, N.A. PO BOX 6013
HELENA, 59604-6013

2008 Mortgage Research	Daniels	Montana	US
Total Applications	2	1,069	1,171
Average Loan	$142.0k	$221.6k	$220.7k
Loan to Income Ratio	1.95	2.09	2.15
Subprime Loans	—	4.68%	4.36%
Refinancing Loans	100%	55.19%	51.41%
Principal Dwellings	100%	83.07%	83.69%
Rejected Applications	—	6.45%	9.05%

MOUNTAIN WEST BANK, N.A. PO BOX 6013HELENA, 59604-6013