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MOUNTAIN WEST BANK, N.A. PO BOX 6013
HELENA, 59604-6013

2008 Mortgage Research	Lake	Montana	US
Total Applications	34	1,069	1,171
Average Loan	$216.2k	$221.6k	$220.7k
Loan to Income Ratio	2.47	2.09	2.15
Subprime Loans	2.94%	4.68%	4.36%
Refinancing Loans	61.76%	55.19%	51.41%
Principal Dwellings	67.65%	83.07%	83.69%
Rejected Applications	11.76%	6.45%	9.05%

MOUNTAIN WEST BANK, N.A. PO BOX 6013HELENA, 59604-6013