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MOUNTAIN WEST BANK, N.A. PO BOX 6013
HELENA, 59604-6013

2008 Mortgage Research	Lewis And Clark	Montana	US
Total Applications	452	1,069	1,171
Average Loan	$188.5k	$221.6k	$220.7k
Loan to Income Ratio	2.05	2.09	2.15
Subprime Loans	4.87%	4.68%	4.36%
Refinancing Loans	52.21%	55.19%	51.41%
Principal Dwellings	86.95%	83.07%	83.69%
Rejected Applications	6.42%	6.45%	9.05%

MOUNTAIN WEST BANK, N.A. PO BOX 6013HELENA, 59604-6013