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THE UNIVERSITY NATIONAL BANK 1400 KASOLD DRIVE
LAWRENCE, 66049

2008 Mortgage Research	Douglas	Kansas	US
Total Applications	241	242	436
Average Loan	$179.1k	$179.1k	$180.5k
Loan to Income Ratio	1.46	1.46	1.42
Subprime Loans	5.39%	5.37%	5.96%
Refinancing Loans	67.22%	67.36%	59.86%
Principal Dwellings	72.61%	72.73%	68.12%
Rejected Applications	0.41%	0.41%	4.82%

THE UNIVERSITY NATIONAL BANK 1400 KASOLD DRIVELAWRENCE, 66049