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SOUTH VALLEY BANK & TRUST 803 MAIN STREET
KLAMATH FALLS, 97601

2008 Mortgage Research	Lake	Oregon	US
Total Applications	22	175	184
Average Loan	$138.9k	$241.3k	$236.1k
Loan to Income Ratio	1.08	0.63	0.64
Subprime Loans	9.09%	11.43%	10.87%
Refinancing Loans	18.18%	37.14%	35.33%
Principal Dwellings	95.45%	80.57%	81.52%
Rejected Applications	—	—	—

SOUTH VALLEY BANK & TRUST 803 MAIN STREETKLAMATH FALLS, 97601