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PEOPLES BANK OF ALABAMA 811 2ND AVE SW
CULLMAN, 35055-0000

2008 Mortgage Research	Cullman	Alabama	US
Total Applications	242	485	488
Average Loan	$62.9k	$150.5k	$154.1k
Loan to Income Ratio	0.99	1.71	1.69
Subprime Loans	48.35%	40.82%	40.57%
Refinancing Loans	56.61%	61.86%	61.89%
Principal Dwellings	78.93%	65.77%	65.37%
Rejected Applications	4.96%	3.71%	3.69%

PEOPLES BANK OF ALABAMA 811 2ND AVE SWCULLMAN, 35055-0000