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TOWN AND COUNTRY BANK 150 NORTH HARBIN DRIVE
STEPHENVILLE, 76401

2008 Mortgage Research	Erath	Texas	US
Total Applications	168	268	293
Average Loan	$110.4k	$126.6k	$124.7k
Loan to Income Ratio	1.46	1.52	1.55
Subprime Loans	5.36%	4.85%	4.44%
Refinancing Loans	20.24%	21.64%	19.80%
Principal Dwellings	82.14%	84.33%	85.32%
Rejected Applications	—	—	—

TOWN AND COUNTRY BANK 150 NORTH HARBIN DRIVESTEPHENVILLE, 76401