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LANDMARK NATIONAL BANK 701 POYNTZ AVE
MANHATTAN, 66502-6052

2008 Mortgage Research	Clark	Kansas	US
Total Applications	2	1,277	1,303
Average Loan	$169.5k	$110.2k	$110.4k
Loan to Income Ratio	1.53	1.54	1.54
Subprime Loans	—	4.39%	4.30%
Refinancing Loans	—	27.41%	27.40%
Principal Dwellings	100%	84.89%	84.34%
Rejected Applications	—	16.05%	16.50%

LANDMARK NATIONAL BANK 701 POYNTZ AVEMANHATTAN, 66502-6052