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BREMER BANK NA (GRAND FORKS) 3100 SOUTH COLUMBIA RD
GRAND FORKS, 58201-6031

2008 Mortgage Research	Marshall	Minnesota	US
Total Applications	41	290	595
Average Loan	$70.7k	$89.3k	$93.7k
Loan to Income Ratio	1.14	1.43	1.20
Subprime Loans	14.63%	17.24%	20.50%
Refinancing Loans	48.78%	52.41%	51.60%
Principal Dwellings	100%	92.76%	93.45%
Rejected Applications	9.76%	5.17%	5.71%

BREMER BANK NA (GRAND FORKS) 3100 SOUTH COLUMBIA RDGRAND FORKS, 58201-6031