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BREMER BANK NA (GRAND FORKS) 3100 SOUTH COLUMBIA RD
GRAND FORKS, 58201-6031

2008 Mortgage Research	Grand Forks	North Dakota	US
Total Applications	222	303	595
Average Loan	$111.8k	$96.7k	$93.7k
Loan to Income Ratio	1.14	1.04	1.20
Subprime Loans	19.82%	23.76%	20.50%
Refinancing Loans	50.90%	50.83%	51.60%
Principal Dwellings	94.59%	94.39%	93.45%
Rejected Applications	4.95%	6.27%	5.71%

BREMER BANK NA (GRAND FORKS) 3100 SOUTH COLUMBIA RDGRAND FORKS, 58201-6031