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PANHANDLE STATE BANK 200 W NEIDER AVENUE
COEUR D'ALENE, 83815

2008 Mortgage Research	Malheur	Oregon	US
Total Applications	60	74	895
Average Loan	$139.7k	$151.2k	$189.7k
Loan to Income Ratio	2.07	2.28	1.96
Subprime Loans	5%	5.41%	10.50%
Refinancing Loans	41.67%	44.59%	58.32%
Principal Dwellings	88.33%	89.19%	81.34%
Rejected Applications	—	—	—

PANHANDLE STATE BANK 200 W NEIDER AVENUECOEUR D'ALENE, 83815