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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Barren	Kentucky	US
Total Applications	64	4,398	74,592
Average Loan	$72.9k	$79.5k	$167.3k
Loan to Income Ratio	0.90	0.99	1.65
Subprime Loans	18.75%	13.64%	8.60%
Refinancing Loans	79.69%	72.65%	68.28%
Principal Dwellings	100%	95.25%	96.57%
Rejected Applications	40.63%	51.59%	51.94%

US BANK NORTH DAKOTA 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300