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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Liberty	Montana	US
Total Applications	2	732	74,592
Average Loan	$36.0k	$126.7k	$167.3k
Loan to Income Ratio	0.71	1.36	1.65
Subprime Loans	50%	8.88%	8.60%
Refinancing Loans	—	66.39%	68.28%
Principal Dwellings	50%	96.31%	96.57%
Rejected Applications	—	51.64%	51.94%

US BANK NORTH DAKOTA 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300